Whether you are ready to enter the digital world of online transactions, or still accepting credit card orders via telephone, Capstone Payment Systems is your end-to-end merchant account and payment gateway solution; Your one-stop shop for all your payment processing needs. We have a wealth of services ranging from fraud reduction tools and virtual terminals to payment authorizations and customized reporting.

VIRTUAL TERMINAL

CapstonePay's virtual terminal allows you to get rid of a manual card swipe machine and transact your manual orders via the web in a secure and easy to use environment. Processing your telephone or manual orders online allows you the convenience of order archiving, and power of reporting and transaction history searches.

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BATCH PROCESSING

If you collect orders on your web site and wish to group them by sub-stores or divisions and already have a batch collating and collection system in place, CapstonePay allows you to upload entire batches of card transactions for authorization and settlement.

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TRANSACTION APIs

CapstonePay's application program interface is one of the best in the industry. Designed with equal input from our implementation experts and management, our API offers an incredible rich feature set. Our API will address all of your company's technological and business needs yet will remain surprisingly easy to implement and maintain. Many of our clients are able to read our documentation and interface with our API within an hour.

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HIGH RISK MERCHANTS

Capstone Payment Systems specializes in Risk Management of merchant portfolios and transaction processing. Merchants who process in traditionally high risk sectors such as travel, mail-order/telephone-order, direct marketers or other high risk products and services are not a problem for Capstone.* Our superior banking relationships and proprietary anti-fraud systems allow us to accommodate merchants who would otherwise find it difficult or impossible to secure merchant processing. Through streamlining of management and cutting red tape, underwriting cycles are significantly compressed. On average, Capstone can have a high-risk merchant up and running and processing credit card payments in as little as two business days.

*Capstone does not accept gaming or adult merchants. See terms and conditions for other prohibitions.


MERCHANT ACCOUNT

Capstone can set you up for credit card processing in as little as two business days from the date your application is submitted. The first step is to fill out our online application. It is free to apply. Once your application is submitted, the underwriting process begins and your application is fast-tracked through our various security departments. Your business can soon be accepting Visa, Mastercard, American Express, Diners, Discover and JCB cards. Apply today!


BATCH INTERFACE UPGRADE

Responding to our clients' suggestions, Capstone has improved the batch upload and tracking screens. Rather than wait for batch responses, you can now upload-and-forget, and check back any time later to see batch statuses.

TRIPLE REDUNDANCY

Capstone has added additional redundant servers to its bank of servers. Currently there are backup servers for every important locus in the processing system and client interface systems.

REGEX SUPPORT

The client interface now supports full regular expression searching on transaction data. As we received numerous requests to add this feature, Capstone was glad to be able to oblige.

REPORTING

From our powerful client interface, our clients are able to quickly search historical transaction data and peform powerful queries on their end-user data to call up transactions and analyse trends. In addition to the exhaustive reports auto generated by our systems on a weekly or monthly basis, all transaction data is fully exportable for analysis and archiving on the client's end.

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